PENSIONS & INVESTMENTS

Retirement Planning

It’s never too early to start your retirement planning and it’s never too late to boost an existing pension.

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RETIREMENT PLANNING

Preparing for a retirement lasting

20 years or longer

Being retired for 20 years or more means you need to plan for an income that supports retirement for this long, with careful planning which begins as early as possible.

 

It’s never too early to start your retirement planning and it’s never too late to boost an existing pension. The role of your financial planning professional is not just to manage your funds, but to ensure you are prepared for a long, fulfilling retirement.

RETIREMENT PLANNING

Retirement is changing

With the demise of final salary schemes most people are taking more of a portfolio approach to retirement income. As well as traditional pension savings and the basic state pension, people are using ISAs and other investments, such as bonds, to supplement their incomes.

Semi-retirement is becoming more common with people continuing to work part-time in retirement, either through necessity or simply because they want to. In fact, people approaching retirement expect part-time work to contribute as much as 28% of future retirement income.

RETIREMENT PLANNING

Expert advice and careful planning make a difference

Your Financial Options planning adviser will help carefully plan your retirement. Taking advice from a qualified financial adviser also ensures your savings and investments are secure, eliminating the risk of investing in a fraudulent scheme or transferring your hard-earned pension to an unverified account.

SOCIETY OF LATER LIFE ADVISERS

Specialists in Later Life and Paying for Care Advice

The Society of Later Life Advisers (SOLLA), is a Which-recommended not-for-profit organisation which follows a very robust assessment before awarding accreditation, including face-to-face assessment, extensive checks and annual relicensing. As a valued client, you can choose to meet with an adviser having Later Life Adviser Accreditation, who will provide you with the clear, jargon-free financial advice you need to make informed choices and decisions for yourself or on behalf of a family member.

RETIREMENT PLANNING

The Financial Options Group can help

Our team of qualified advisers can talk you through all the options and give you simple, uncomplicated advice to help you make the right choice for your circumstances.

The UK's #1 Financial Adviser 2019 & 2020. Learn more about Quilter Group >

Financial Options Group is a trading style of CJP Financial Services Limited, an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. CJP Financial Services Limited is registered in England and Wales. Company number: 06060099. Registered Address : 70 Market Street, Tottington, Bury, BL8 3LJ

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