PENSIONS & INVESTMENTS
It’s never too early to start your retirement planning and it’s never too late to boost an existing pension.
Preparing for a retirement lasting
20 years or longer
Being retired for 20 years or more means you need to plan for an income that supports retirement for this long, with careful planning which begins as early as possible.
It’s never too early to start your retirement planning and it’s never too late to boost an existing pension. The role of your financial planning professional is not just to manage your funds, but to ensure you are prepared for a long, fulfilling retirement.
Retirement is changing
With the demise of final salary schemes most people are taking more of a portfolio approach to retirement income. As well as traditional pension savings and the basic state pension, people are using ISAs and other investments, such as bonds, to supplement their incomes.
Semi-retirement is becoming more common with people continuing to work part-time in retirement, either through necessity or simply because they want to. In fact, people approaching retirement expect part-time work to contribute as much as 28% of future retirement income.
Expert advice and careful planning make a difference
Your Financial Options planning adviser will help carefully plan your retirement. Taking advice from a qualified financial adviser also ensures your savings and investments are secure, eliminating the risk of investing in a fraudulent scheme or transferring your hard-earned pension to an unverified account.
SOCIETY OF LATER LIFE ADVISERS
Specialists in Later Life and Paying for Care Advice
The Society of Later Life Advisers (SOLLA), is a Which-recommended not-for-profit organisation which follows a very robust assessment before awarding accreditation, including face-to-face assessment, extensive checks and annual relicensing. As a valued client, you can choose to meet with an adviser having Later Life Adviser Accreditation, who will provide you with the clear, jargon-free financial advice you need to make informed choices and decisions for yourself or on behalf of a family member.
The Financial Options Group can help
Our team of qualified advisers can talk you through all the options and give you simple, uncomplicated advice to help you make the right choice for your circumstances.