Pensions & Investments


Live life to the full – now, and after you retire. Let The Financial Options Group put a retirement plan in place that’s built around you, and make the years after you stop working your best yet.

Life expectancy continues to climb, and with this comes the sobering reality that the state pension can no longer be relied upon to support us later in life. However, you can still achieve the fulfilling and active retirement that you deserve.

It is never too early to start paying into a pension and never too late to boost an existing one. You may be able to save by switching to a less expensive provider or investing your pension differently, giving you a higher rate on return.

Amid a complex landscape of options, we can guide you to the most appropriate choices based on your specific needs, helping you to live your retirement your way.

Our Pension services cover:

Find out what our clients think

Phyllis Robinson

“I recently required advice on my existing pension as I wanted to access my tax free cash but didn’t immediately require the pension income. All the rules were really complex but Mike, Jenny and the staff at Financial Options Group made it look easy. I couldn’t recommend them highly enough.”

"Now I understand the importance of changing investment strategy to reduce risk as retirement draws closer"

The value of pension and investments and the income they produce can fall as well as rise. You may get back less than you invested.

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Get in touch 0161 764 9944

Financial Options Group is a trading style of CJP Financial Services Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Tax Planning, Employee Benefits. Estate Planning, Wills, Trusts, Lasting Powers of Attorney, Buy to let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority, Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register ( under reference 440703 and 440718.

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