Insurance / Decreasing Term Assurance

Decreasing Term Assurance will provide a guaranteed sum assured in the event of your death or you becoming eligible for terminal illness benefit during the term of the plan. The amount of life cover will reduce over the fixed term broadly in line with the amount you owe on your mortgage. The cost of this cover is usually cheaper than level life cover.

Why not speak to one of our qualified advisers who can advise you on the best policy to suit you, your family and your circumstances.

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Get in touch 0161 764 9944

Financial Options Group is a trading style of CJP Financial Services Ltd an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Tax Planning, Employee Benefits. Estate Planning, Wills, Trusts, Lasting Powers of Attorney, Buy to let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority, Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register ( under reference 440703 and 440718.

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